/* Self-hosted fonts (TS-043): Inter and Space Grotesk, SIL Open Font License 1.1, see assets/fonts/OFL.txt */
@font-face{font-family:'Inter';font-style:normal;font-weight:400;font-display:swap;src:url(fonts/inter-latin-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Inter';font-style:normal;font-weight:400;font-display:swap;src:url(fonts/inter-latin.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Inter';font-style:normal;font-weight:500;font-display:swap;src:url(fonts/inter-latin-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Inter';font-style:normal;font-weight:500;font-display:swap;src:url(fonts/inter-latin.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Inter';font-style:normal;font-weight:600;font-display:swap;src:url(fonts/inter-latin-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Inter';font-style:normal;font-weight:600;font-display:swap;src:url(fonts/inter-latin.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Inter';font-style:normal;font-weight:700;font-display:swap;src:url(fonts/inter-latin-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Inter';font-style:normal;font-weight:700;font-display:swap;src:url(fonts/inter-latin.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Space Grotesk';font-style:normal;font-weight:500;font-display:swap;src:url(fonts/space-grotesk-latin-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Space Grotesk';font-style:normal;font-weight:500;font-display:swap;src:url(fonts/space-grotesk-latin.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Space Grotesk';font-style:normal;font-weight:600;font-display:swap;src:url(fonts/space-grotesk-latin-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Space Grotesk';font-style:normal;font-weight:600;font-display:swap;src:url(fonts/space-grotesk-latin.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
@font-face{font-family:'Space Grotesk';font-style:normal;font-weight:700;font-display:swap;src:url(fonts/space-grotesk-latin-ext.woff2) format('woff2');unicode-range:U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF}
@font-face{font-family:'Space Grotesk';font-style:normal;font-weight:700;font-display:swap;src:url(fonts/space-grotesk-latin.woff2) format('woff2');unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD}
/* Money Maker Toolz — premium dark fintech theme (redesign). */
:root{--bg:#05070d;--bg2:#0a0f1c;--glass:rgba(255,255,255,.045);--glass2:rgba(255,255,255,.08);--line:rgba(255,255,255,.09);--line2:rgba(255,255,255,.16);
--text:#eef2f7;--text-2:#a6b0c3;--text-3:#7c879c;--green:#22e39a;--green2:#10b981;--gold:#f5c451;--gold2:#e8a321;--red:#ff4d3d;--bad:#ff6b6b;
--r:16px;--r-sm:10px;--shadow:0 10px 40px -12px rgba(0,0,0,.6);--font:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;--display:"Space Grotesk",Inter,system-ui,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);background:var(--bg);color:var(--text);line-height:1.6;-webkit-font-smoothing:antialiased;
background-image:radial-gradient(1200px 600px at 80% -10%,rgba(34,227,154,.10),transparent 60%),radial-gradient(900px 500px at -10% 10%,rgba(245,196,81,.07),transparent 60%);background-attachment:fixed}
a{color:var(--green);text-decoration:none}a:hover{color:#7cf5c6}
img{display:block}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:99;background:var(--green);color:#03140d;padding:8px 12px;border-radius:8px}
:focus-visible{outline:2px solid var(--green);outline-offset:3px;border-radius:6px}
/* nav */
header.site{position:sticky;top:0;z-index:50;backdrop-filter:blur(14px) saturate(140%);-webkit-backdrop-filter:blur(14px) saturate(140%);background:rgba(5,7,13,.72);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;gap:16px;align-items:center;justify-content:space-between;height:64px}
.logo{display:flex;align-items:center;gap:10px;font-family:var(--display);font-weight:700;font-size:1.12rem;color:var(--text);letter-spacing:-.01em}
.logo .mark{width:30px;height:30px;border-radius:9px;background:linear-gradient(135deg,var(--green),var(--gold));display:grid;place-items:center;color:#04110b;font-weight:800;box-shadow:0 0 24px rgba(34,227,154,.35)}
.logo b{background:linear-gradient(90deg,var(--green),var(--gold));-webkit-background-clip:text;background-clip:text;color:transparent}
nav ul{display:flex;gap:4px;list-style:none;margin:0;padding:0}nav a{color:var(--text-2);font-weight:500;font-size:.92rem;padding:8px 12px;border-radius:8px}nav a:hover{color:var(--text);background:var(--glass)}
.nav-cta{display:none}@media(min-width:900px){.nav-cta{display:inline-flex}}
@media(max-width:820px){nav ul{overflow-x:auto;max-width:62vw;scrollbar-width:none}nav a{white-space:nowrap;padding:6px 8px;font-size:.85rem}}
/* type */
h1,h2,h3{font-family:var(--display);letter-spacing:-.02em;line-height:1.15}
h1{font-size:clamp(2.2rem,5.6vw,4.2rem);margin:.2em 0 .25em;font-weight:700}
h2{font-size:clamp(1.5rem,2.6vw,2rem);margin:0 0 .3em}
.grad{background:linear-gradient(92deg,#fff 0%,#c8ffe9 30%,var(--green) 55%,var(--gold) 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
.lede{font-size:clamp(1.05rem,1.6vw,1.25rem);color:var(--text-2);max-width:62ch}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.8rem;font-weight:600;color:var(--green);background:rgba(34,227,154,.08);border:1px solid rgba(34,227,154,.25);padding:6px 12px;border-radius:999px}
.eyebrow .dot{width:7px;height:7px;border-radius:50%;background:var(--green);box-shadow:0 0 10px var(--green)}
.section{padding:56px 0 8px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:16px;margin-bottom:22px;flex-wrap:wrap}.section-head p{margin:0;color:var(--text-2)}
.meta{font-size:.84rem;color:var(--text-3)}
/* hero */
.hero{position:relative;padding:72px 0 40px;overflow:hidden;isolation:isolate}
.hero-bg{position:absolute;inset:0;z-index:-1;pointer-events:none}
.hero-bg .grid{position:absolute;inset:0;background-image:linear-gradient(var(--line) 1px,transparent 1px),linear-gradient(90deg,var(--line) 1px,transparent 1px);background-size:56px 56px;mask-image:radial-gradient(ellipse at 50% 30%,#000 30%,transparent 75%);-webkit-mask-image:radial-gradient(ellipse at 50% 30%,#000 30%,transparent 75%);opacity:.6}
.orb{position:absolute;border-radius:50%;filter:blur(70px);opacity:.45;animation:float 18s ease-in-out infinite}
.orb.a{width:420px;height:420px;background:var(--green2);top:-120px;right:6%}.orb.b{width:340px;height:340px;background:var(--gold2);top:140px;left:-80px;animation-delay:-6s;opacity:.25}.orb.c{width:260px;height:260px;background:#3b5bff;bottom:-120px;right:30%;animation-delay:-11s;opacity:.22}
@keyframes float{0%,100%{transform:translate(0,0)}50%{transform:translate(30px,40px)}}
@media(prefers-reduced-motion:reduce){.orb{animation:none}html{scroll-behavior:auto}.card,.btn,.tile{transition:none!important}}
.hero-inner{text-align:center;display:flex;flex-direction:column;align-items:center}
.hero .lede{margin:0 auto}
.search{position:relative;width:100%;max-width:640px;margin:28px auto 0}
.search svg{position:absolute;left:18px;top:50%;transform:translateY(-50%);color:var(--text-3)}
.search input{width:100%;height:58px;padding:0 20px 0 52px;font-size:1.05rem;border-radius:14px;background:rgba(255,255,255,.06);border:1px solid var(--line2);color:var(--text);box-shadow:0 0 0 6px rgba(34,227,154,.04),var(--shadow)}
.search input:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 4px rgba(34,227,154,.18)}
.stats{display:flex;gap:12px;flex-wrap:wrap;justify-content:center;margin-top:26px}
.stat{padding:10px 18px;border-radius:12px;background:var(--glass);border:1px solid var(--line);text-align:left}.stat b{display:block;font-family:var(--display);font-size:1.4rem}.stat span{font-size:.8rem;color:var(--text-3)}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:44px;padding:0 18px;border-radius:11px;font:600 .95rem var(--font);border:1px solid transparent;cursor:pointer;transition:transform .15s,box-shadow .2s,background .2s;color:#03140d;background:linear-gradient(135deg,var(--green),#5ef0b8);box-shadow:0 6px 24px -6px rgba(34,227,154,.55)}
.btn:hover{transform:translateY(-1px);color:#03140d;box-shadow:0 10px 30px -6px rgba(34,227,154,.7)}
.btn.gold{background:linear-gradient(135deg,var(--gold),var(--gold2));box-shadow:0 6px 24px -6px rgba(245,196,81,.5)}
.btn.ghost{background:var(--glass);color:var(--text);border-color:var(--line2);box-shadow:none}.btn.ghost:hover{background:var(--glass2);color:var(--text)}
.btn.sm{height:36px;padding:0 14px;font-size:.86rem;border-radius:9px}
.ctas{display:flex;gap:10px;flex-wrap:wrap;justify-content:center;margin-top:22px}
/* glass */
.glass,.card,.tile,.panel{background:linear-gradient(180deg,rgba(255,255,255,.06),rgba(255,255,255,.025));border:1px solid var(--line);border-radius:var(--r);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px)}
/* tiles */
.tiles{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:14px}
.tile{display:flex;flex-direction:column;gap:10px;padding:18px;color:var(--text);transition:transform .2s,border-color .2s,box-shadow .2s}
.tile:hover{transform:translateY(-3px);border-color:rgba(34,227,154,.4);box-shadow:0 16px 40px -18px rgba(34,227,154,.45);color:var(--text)}
.ico{width:42px;height:42px;border-radius:11px;display:grid;place-items:center;background:linear-gradient(135deg,rgba(34,227,154,.18),rgba(245,196,81,.12));border:1px solid rgba(34,227,154,.25);color:var(--green)}
.tile h3{margin:0;font-size:1.05rem}.tile p{margin:0;color:var(--text-2);font-size:.88rem}.tile .count{margin-top:auto;font-size:.8rem;color:var(--gold);font-weight:600}
/* tool cards */
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(290px,1fr));gap:16px;list-style:none;padding:0;margin:0}
.card{position:relative;display:flex;flex-direction:column;gap:12px;padding:20px;transition:transform .2s,border-color .2s,box-shadow .2s}
.card:hover{transform:translateY(-4px);border-color:var(--line2);box-shadow:0 20px 50px -20px rgba(0,0,0,.8),0 0 0 1px rgba(34,227,154,.12)}
.card.sp{border-color:rgba(245,196,81,.35);background:linear-gradient(180deg,rgba(245,196,81,.08),rgba(255,255,255,.02))}
.card-top{display:flex;align-items:center;gap:12px}
.logo-img{width:44px;height:44px;border-radius:12px;background:#fff;padding:7px;flex:none;object-fit:contain}
.card h3{margin:0;font-size:1.12rem}.card h3 a{color:var(--text)}.card h3 a::after{content:"";position:absolute;inset:0;border-radius:var(--r)}
.card .cat{font-size:.78rem;color:var(--text-3)}
.card p.desc{margin:0;color:var(--text-2);font-size:.93rem}
.rank{margin-left:auto;font:700 .8rem var(--display);color:var(--text-2);background:var(--glass2);border:1px solid var(--line);padding:4px 9px;border-radius:8px}
.tags{display:flex;flex-wrap:wrap;gap:6px}
.chipx{font-size:.76rem;padding:4px 10px;border-radius:999px;border:1px solid var(--line);color:var(--text-2);background:rgba(255,255,255,.03)}
.chipx.price{color:#bff7df;border-color:rgba(34,227,154,.3);background:rgba(34,227,154,.07)}.chipx.best{color:#ffe7ad;border-color:rgba(245,196,81,.3);background:rgba(245,196,81,.07)}
.card-foot{margin-top:auto;display:flex;align-items:center;justify-content:space-between;gap:10px}.card-foot .btn{position:relative;z-index:2}
.badge{display:inline-flex;align-items:center;gap:5px;font-size:.7rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:4px 9px;border-radius:999px}
.badge.sp{color:#2a1c00;background:linear-gradient(135deg,var(--gold),var(--gold2));box-shadow:0 0 16px rgba(245,196,81,.35)}
.badge.new{color:#03140d;background:var(--green)}
.badges{position:absolute;top:-10px;right:16px;display:flex;gap:6px;z-index:3}
/* strips */
.strip{display:grid;grid-auto-flow:column;grid-auto-columns:minmax(300px,1fr);gap:16px;overflow-x:auto;scroll-snap-type:x mandatory;padding:14px 4px 18px;scrollbar-width:thin}
.strip>*{scroll-snap-align:start}
.sponsor-band{border-radius:22px;padding:26px;background:linear-gradient(135deg,rgba(245,196,81,.10),rgba(34,227,154,.05) 60%,rgba(255,255,255,.02));border:1px solid rgba(245,196,81,.22)}
/* filters */
.filters{display:flex;flex-wrap:wrap;gap:8px;margin:6px 0 18px}
.chip{font:500 .86rem var(--font);color:var(--text-2);background:var(--glass);border:1px solid var(--line);padding:8px 14px;border-radius:999px;cursor:pointer;transition:.15s}
.chip:hover{color:var(--text);border-color:var(--line2)}.chip[aria-pressed=true]{color:#03140d;background:var(--green);border-color:var(--green)}
/* forms */
label{display:block;font-size:.85rem;font-weight:600;color:var(--text-2);margin-bottom:6px}
input,select{font:500 1rem var(--font);color:var(--text);background:rgba(255,255,255,.05);border:1px solid var(--line2);border-radius:11px;height:46px;padding:0 14px;width:100%}
input:focus,select:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(34,227,154,.18)}
select option{background:var(--bg2)}
input[type=range]{height:auto;padding:0;border:0;background:none;accent-color:var(--green);box-shadow:none;margin-top:8px}
.field{margin-bottom:16px}.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
/* calculators */
.calc{display:grid;grid-template-columns:minmax(300px,400px) 1fr;gap:22px;align-items:start;margin-top:26px}
@media(max-width:880px){.calc{grid-template-columns:1fr}}
.panel{padding:24px}.panel h2{font-size:1.2rem}
.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin-bottom:16px}
.kpi{padding:16px;border-radius:14px;background:rgba(255,255,255,.04);border:1px solid var(--line)}.kpi span{font-size:.78rem;color:var(--text-3);text-transform:uppercase;letter-spacing:.06em}
.kpi b{display:block;font:700 1.55rem var(--display);margin-top:4px;letter-spacing:-.02em}.kpi.hl{border-color:rgba(34,227,154,.35);background:rgba(34,227,154,.07)}
.pos{color:var(--green)}.neg{color:var(--bad)}
.chart{width:100%;height:auto;margin:6px 0 4px}.chart text{fill:var(--text-3);font:11px var(--font)}
.legend{display:flex;gap:16px;font-size:.8rem;color:var(--text-2)}.legend i{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;vertical-align:middle}
.placeholder{display:grid;place-items:center;min-height:320px;text-align:center;color:var(--text-3)}
.level{display:grid;grid-template-columns:1fr 1fr 40px;gap:8px;align-items:end;margin-bottom:10px}.level label{font-size:.75rem}
.iconbtn{height:46px;border-radius:11px;background:var(--glass);border:1px solid var(--line2);color:var(--text-2);cursor:pointer;font-size:1.1rem}.iconbtn:hover{color:var(--bad)}
.notice{border:1px solid rgba(245,196,81,.35);background:rgba(245,196,81,.07);color:#ffe7ad;padding:12px 14px;border-radius:12px;font-size:.9rem}
.notice.err{border-color:rgba(255,107,107,.4);background:rgba(255,107,107,.08);color:#ffc9c9}
.cta-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px;margin-top:18px}
.cta-card{display:flex;flex-direction:column;gap:6px;padding:16px;border-radius:14px;border:1px solid var(--line);background:rgba(255,255,255,.04);color:var(--text);transition:.2s}
.cta-card:hover{transform:translateY(-2px);border-color:rgba(34,227,154,.4);color:var(--text)}.cta-card b{font-family:var(--display)}.cta-card span{font-size:.85rem;color:var(--text-2)}
.cta-card.g{border-color:rgba(34,227,154,.35);background:linear-gradient(135deg,rgba(34,227,154,.14),rgba(255,255,255,.02))}.cta-card.y{border-color:rgba(245,196,81,.35);background:linear-gradient(135deg,rgba(245,196,81,.12),rgba(255,255,255,.02))}
table{border-collapse:collapse;width:100%;font-size:.88rem}th,td{text-align:left;padding:10px 8px;border-bottom:1px solid var(--line)}th{color:var(--text-3);font-weight:600;font-size:.76rem;text-transform:uppercase;letter-spacing:.05em}
.tablewrap{overflow-x:auto}
/* tool page */
.crumbs{font-size:.85rem;color:var(--text-3);padding-top:28px}.crumbs a{color:var(--text-2)}
.tool-hero{display:flex;gap:22px;align-items:center;flex-wrap:wrap;margin:18px 0 10px}.tool-hero .logo-img{width:76px;height:76px;border-radius:20px;padding:12px;box-shadow:0 0 40px rgba(34,227,154,.18)}
.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px;margin:24px 0}.facts .panel{padding:18px}.facts dt{font-size:.76rem;text-transform:uppercase;letter-spacing:.06em;color:var(--text-3)}.facts dd{margin:6px 0 0;font-weight:500}
.prose{max-width:760px}.prose h2{margin-top:1.6em}.prose li{margin:.4em 0;color:var(--text-2)}.prose p{color:var(--text-2)}
.page-hero{padding:40px 0 10px}
/* newsletter + footer */
.newsletter{margin-top:64px;padding:34px;border-radius:22px;display:grid;grid-template-columns:1.2fr 1fr;gap:24px;align-items:center;background:radial-gradient(500px 200px at 0% 0%,rgba(34,227,154,.16),transparent),radial-gradient(400px 200px at 100% 100%,rgba(245,196,81,.12),transparent),rgba(255,255,255,.03);border:1px solid var(--line2)}
@media(max-width:760px){.newsletter{grid-template-columns:1fr}}
.newsletter h2{margin:0}.newsletter p{color:var(--text-2);margin:.4em 0 0}.nl-row{display:flex;gap:8px}.nl-row input{flex:1}
footer.site{margin-top:72px;border-top:1px solid var(--line);background:rgba(0,0,0,.25);padding:44px 0 30px;font-size:.88rem;color:var(--text-2)}
.fgrid{display:grid;grid-template-columns:1.5fr repeat(5,1fr);gap:24px}@media(max-width:1100px){.fgrid{grid-template-columns:repeat(3,1fr)}.fgrid>div:first-child{grid-column:1/-1}}@media(max-width:760px){.fgrid{grid-template-columns:1fr 1fr}}
footer h4,footer h2.foot-h{font-family:var(--display);color:var(--text);margin:0 0 10px;font-size:.95rem}footer ul{list-style:none;padding:0;margin:0}footer li{margin:6px 0}footer a{color:var(--text-2)}footer a:hover{color:var(--green)}
.fine{margin-top:28px;padding-top:18px;border-top:1px solid var(--line);font-size:.8rem;color:var(--text-3)}
.faq details{border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin-bottom:10px;background:var(--glass)}.faq summary{cursor:pointer;font-weight:600}.faq p{color:var(--text-2);margin:.6em 0 0}
/* iteration fixes */
body{overflow-x:hidden}
.hero{overflow:visible}.hero-bg{left:calc(50% - 50vw);right:calc(50% - 50vw);overflow:hidden;mask-image:linear-gradient(#000 70%,transparent);-webkit-mask-image:linear-gradient(#000 70%,transparent)}
.logo{white-space:nowrap}
@media(max-width:640px){header.site .wrap{height:58px;gap:10px}.logo{font-size:1rem}.logo>span:last-child{display:none}nav ul{max-width:none;flex:1}
.stats{display:grid;grid-template-columns:1fr 1fr;width:100%}.hero{padding-top:44px}.ctas .btn{width:100%}.search input{height:52px;font-size:1rem}.sponsor-band{padding:18px}.strip{grid-auto-columns:85%}}
.steps{list-style:none;padding:0;margin:4px 0 18px;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px}
.steps li{display:flex;gap:12px;align-items:center;padding:14px 16px;border-radius:14px;background:var(--glass);border:1px solid var(--line)}
.steps b{flex:none;width:34px;height:34px;border-radius:10px;display:grid;place-items:center;font-family:var(--display);color:#03140d;background:linear-gradient(135deg,var(--green),var(--gold))}
.steps strong{display:block;font-size:.95rem}.steps span{font-size:.84rem;color:var(--text-2)}
.presets{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin-bottom:16px}
.answer{font-size:1.08rem;line-height:1.55;margin:0 0 16px;padding:14px 16px;border-radius:14px;background:rgba(34,227,154,.06);border:1px solid rgba(34,227,154,.25)}
.compare{margin:14px 0 6px;padding:14px 16px;border-radius:14px;background:rgba(245,196,81,.06);border:1px solid rgba(245,196,81,.25);font-size:.94rem;color:var(--text-2)}
.scn{margin-bottom:12px;padding-left:12px;border-left:3px solid var(--line2)}.scn.bear{border-color:#ff6b6b}.scn.base{border-color:var(--gold)}.scn.bull{border-color:var(--green)}
.partners .grid{align-items:stretch}.featured-slot{position:relative;display:flex;flex-direction:column;border-radius:calc(var(--r) + 4px);padding:3px;background:linear-gradient(135deg,rgba(245,196,81,.55),rgba(34,227,154,.35))}
.featured-slot .card{flex:1;background:linear-gradient(180deg,#121621,#0b0f18)}.slot-label{font:700 .7rem var(--font);letter-spacing:.08em;text-transform:uppercase;color:#2a1c00;padding:3px 12px 5px}
/* above-the-fold calculators */
.page-hero.compact{padding:22px 0 6px}.page-hero.compact h1{font-size:clamp(1.7rem,3.4vw,2.5rem);margin:0 0 .15em}.page-hero.compact .sub{margin:0;color:var(--text-2)}
.page-hero.compact+.presets{margin:10px 0 0}.calc{margin-top:14px}
.calc .panel{padding:20px}.calc .panel h2{margin-bottom:.2em}.calc .field{margin-bottom:12px}
.explainer .lede{max-width:none}
.toppick{margin:0 0 14px;padding:12px 14px;border-radius:14px;border:1px solid rgba(245,196,81,.4);background:linear-gradient(135deg,rgba(245,196,81,.10),rgba(34,227,154,.06))}
.tp-main{display:flex;align-items:center;gap:12px}.tp-main .logo-img{width:40px;height:40px;padding:6px;border-radius:10px}
.tp-txt{flex:1;min-width:0;display:flex;flex-direction:column;line-height:1.3}.tp-kicker{font-size:.72rem;text-transform:uppercase;letter-spacing:.06em;color:var(--gold);font-weight:700}.tp-kicker .badge{font-size:.6rem;padding:2px 6px}
.tp-why{font-size:.86rem;color:var(--text-2)}
.tp-alts{display:flex;flex-wrap:wrap;gap:6px 12px;align-items:center;margin-top:10px;padding-top:10px;border-top:1px solid var(--line);font-size:.84rem}
.tp-alts a{display:inline-flex;align-items:center;gap:6px;color:var(--text-2)}.tp-alts a:hover{color:var(--text)}.tp-alts img{border-radius:5px;background:#fff;padding:1px}
.tp-disc{margin:6px 0 0;font-size:.74rem}
.mmt-bar{position:fixed;left:8px;right:8px;bottom:8px;z-index:60;display:flex;align-items:center;gap:10px;padding:8px 10px;border-radius:14px;background:rgba(10,15,28,.92);backdrop-filter:blur(12px);border:1px solid rgba(245,196,81,.4);box-shadow:0 10px 30px rgba(0,0,0,.6)}
.mmt-bar img{border-radius:7px;background:#fff;padding:2px}.mmt-bar span{flex:1;font-size:.9rem}.mmt-bar .badge{font-size:.58rem}
.mmt-bar-x{background:none;border:0;color:var(--text-2);font-size:1.4rem;cursor:pointer;padding:0 6px;line-height:1}
@media(min-width:761px){.mmt-bar{display:none}}
@media(max-width:760px){.calc{display:flex;flex-direction:column}.calc>form{order:2}.calc>[aria-live]{order:1}}
.calc [aria-live] .kpis{grid-template-columns:repeat(auto-fit,minmax(112px,1fr))}
.calc [aria-live] .answer{font-size:1rem;padding:14px 16px;margin-bottom:12px}
.mmt-bar.hide{display:none}
@media(max-width:760px){.page-hero.compact{padding:14px 0 2px}.page-hero.compact h1{font-size:1.55rem}.page-hero.compact .sub{font-size:.9rem}
.presets{flex-wrap:nowrap;overflow-x:auto;scrollbar-width:none;-webkit-overflow-scrolling:touch}.presets .chip{white-space:nowrap;flex:none}
.calc .panel{padding:14px}.calc [aria-live] .answer{font-size:.93rem;padding:12px}
.tp-why{display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden;font-size:.8rem}.tp-main .btn{flex:none}}
/* stat overflow fix */
.kpis,.calc [aria-live] .kpis{grid-template-columns:repeat(auto-fit,minmax(140px,1fr))}
.kpi{min-width:0;padding:14px}.kpi>span:first-child{display:block;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;letter-spacing:.03em;font-size:.72rem}
.kpi b{font-size:clamp(1.15rem,1.9vw,1.5rem);white-space:nowrap;overflow:hidden;text-overflow:ellipsis;min-width:0}
.kpi>span+span,.kpi b+span{display:block;overflow-wrap:anywhere}
.cta-cards{grid-template-columns:repeat(auto-fit,minmax(170px,1fr))}.cta-card{min-width:0}.cta-card b{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.cta-cards{grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}.cta-card b{white-space:nowrap;overflow:visible;font-size:.98rem}
/* TS-009: never widen the page */
.calc,.calc>*{min-width:0}.answer,.notice{overflow-wrap:anywhere}.tablewrap{max-width:100%;overflow-x:auto}.chart svg{max-width:100%}
@media(max-width:760px){header.site nav{flex:1;min-width:0;overflow-x:auto;scrollbar-width:none}header.site nav::-webkit-scrollbar{display:none}header.site nav ul{flex-wrap:nowrap}header.site .nav-cta{display:none!important}.presets{max-width:100%}main{overflow-x:clip}}
/* Phone nav: Free kit replaces DCA planner; scroll hint; 44px targets */
.navwrap{position:relative;min-width:0}.nav-kit{display:none}
@media(max-width:760px){.navwrap{flex:1;display:flex}.nav-dca{display:none}.nav-kit{display:list-item}.nav-kit a{color:var(--green)!important;font-weight:600}
header.site nav a{min-height:44px;min-width:44px;display:inline-flex;align-items:center;padding:0 10px}
header.site nav{-webkit-mask-image:linear-gradient(90deg,#000 80%,transparent);mask-image:linear-gradient(90deg,#000 80%,transparent)}
.navwrap::after{content:"›";position:absolute;right:0;top:50%;transform:translateY(-50%);width:24px;height:44px;display:grid;place-items:center;color:var(--text);font-size:1.4rem;pointer-events:none;animation:nudge 1.6s ease-in-out 3}
.navwrap.at-end nav{-webkit-mask-image:none;mask-image:none}.navwrap.at-end::after{display:none}}
@keyframes nudge{50%{transform:translate(4px,-50%)}}
@media(prefers-reduced-motion:reduce){.navwrap::after{animation:none}}
@media(max-width:760px){header.site nav ul{width:max-content;gap:2px}.navwrap nav{width:100%}}
@media(max-width:760px){header.site .logo{min-height:44px;min-width:44px;display:inline-flex;align-items:center;justify-content:center}}
.row3{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}@media(max-width:560px){.row3{grid-template-columns:1fr}}
.calc>*{min-width:0;max-width:100%}
.whatif{margin:18px 0 8px;padding-top:14px;border-top:1px solid var(--line)}.wi-btns{display:flex;flex-wrap:wrap;gap:8px}.wi-btn[aria-pressed=true]{color:var(--bg,#05070a);background:#22e39a;border-color:#22e39a}
.wi-card{margin-top:12px;padding:14px;border-radius:14px;border:1px solid rgba(34,227,154,.3);background:rgba(34,227,154,.05)}.wi-head{display:flex;justify-content:space-between;align-items:center;gap:8px}.wi-x{background:none;border:0;color:var(--text-2);font-size:1.3rem;cursor:pointer;min-width:44px;min-height:44px}
.wi-d{font-weight:700}.wi-d.pos{color:#22e39a}.wi-d.neg{color:#ff6b6b}.wi-act{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin-top:10px}.wi-ctarow{margin-top:10px;font-size:.92rem}.wi-cta{font-weight:600}
/* ---- shadcn/ui-inspired tokens + components (ported to vanilla CSS) ---- */
:root{--radius:.75rem;--background:var(--bg);--foreground:var(--text);--card:var(--glass);--muted-foreground:var(--text-2);--border:var(--line);--input:var(--line2);--ring:rgba(34,227,154,.45);--primary:var(--green);--primary-foreground:#04110b;--accent:var(--glass2);--destructive:var(--bad)}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.field input,.field select,.field textarea{border:1px solid var(--input);border-radius:calc(var(--radius) - 4px);transition:border-color .15s,box-shadow .15s}
.field input:hover,.field select:hover{border-color:rgba(255,255,255,.24)}
input:focus-visible,select:focus-visible,textarea:focus-visible{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px var(--ring)}
a:focus-visible,button:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:2px solid var(--primary);outline-offset:2px;border-radius:6px}
input[aria-invalid=true]{border-color:var(--destructive);box-shadow:0 0 0 3px rgba(255,107,107,.25)}
.ui-toggle,.ui-tabs{display:flex;gap:4px;padding:4px;border:1px solid var(--border);border-radius:calc(var(--radius) - 2px);background:rgba(255,255,255,.03);margin-top:6px}
.ui-item{flex:1;min-height:40px;padding:8px 12px;border:0;border-radius:calc(var(--radius) - 5px);background:none;color:var(--muted-foreground);font:500 .9rem var(--font);cursor:pointer;transition:background .15s,color .15s}
.ui-item:hover{color:var(--foreground);background:var(--accent)}
.ui-item[data-state=on]{background:var(--primary);color:var(--primary-foreground);font-weight:600;box-shadow:0 1px 2px rgba(0,0,0,.3)}
.ui-tabs .ui-item[data-state=on]{background:var(--glass2);color:var(--foreground);box-shadow:inset 0 0 0 1px var(--line2)}
.tip-btn{display:inline-grid;place-items:center;width:18px;height:18px;margin-left:4px;padding:0;border:1px solid var(--line2);border-radius:50%;background:none;color:var(--muted-foreground);font:600 11px/1 var(--font);cursor:help;vertical-align:1px;position:relative}
.tip-btn::after{content:"";position:absolute;inset:-13px}
.ui-tooltip{position:absolute;z-index:200;max-width:260px;padding:6px 10px;border-radius:calc(var(--radius) - 4px);background:var(--foreground);color:var(--bg);font:500 .8rem/1.4 var(--font);box-shadow:var(--shadow);pointer-events:none;animation:ui-in .12s ease-out}
@keyframes ui-in{from{opacity:0;transform:translateY(2px)}to{opacity:1;transform:none}}
.notice.err[role=alert]{border-left:3px solid var(--destructive);animation:ui-in .15s ease-out}
.badge{border-radius:999px;font-weight:600;letter-spacing:.02em}
details.acc{border-bottom:1px solid var(--border)}details.acc>summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px;cursor:pointer;min-height:44px}
details.acc>summary::-webkit-details-marker{display:none}details.acc>summary::after{content:"";flex:none;width:8px;height:8px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg);transition:transform .2s;opacity:.7}
details.acc[open]>summary::after{transform:rotate(-135deg)}details.acc>summary:hover{text-decoration:underline;text-underline-offset:4px}
input[type=range]{accent-color:var(--primary);cursor:pointer}input[type=range]:focus-visible{box-shadow:none;outline:2px solid var(--primary);outline-offset:4px}
.menu-btn{display:none;flex:none;width:44px;height:44px;align-items:center;justify-content:center;border:1px solid var(--border);border-radius:calc(var(--radius) - 2px);background:var(--glass);color:var(--foreground);cursor:pointer}
@media(max-width:760px){.menu-btn{display:inline-flex}}
.sheet-overlay{position:fixed;inset:0;z-index:300;background:rgba(0,0,0,.6);opacity:0;transition:opacity .2s}.sheet-overlay[data-state=open]{opacity:1}
.sheet{position:fixed;top:0;right:0;bottom:0;z-index:301;width:min(320px,86vw);overflow-y:auto;padding:16px 18px 28px;background:var(--bg2);border-left:1px solid var(--border);box-shadow:var(--shadow);transform:translateX(100%);transition:transform .2s ease-out}
.sheet[data-state=open]{transform:none}.sheet-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px}
.sheet-x{width:44px;height:44px;border:0;background:none;color:var(--foreground);font-size:1.5rem;cursor:pointer}
.sheet ul{list-style:none;margin:0;padding:0}.sheet li a{display:flex;align-items:center;min-height:44px;color:var(--foreground);text-decoration:none;border-bottom:1px solid var(--border)}
.sheet-sub{margin:18px 0 4px;color:var(--text-3);font-size:.78rem;text-transform:uppercase;letter-spacing:.08em}
@media(prefers-reduced-motion:reduce){.sheet,.sheet-overlay,.ui-tooltip,details.acc>summary::after{transition:none;animation:none}}
.sheet nav ul{display:block;width:auto;flex-direction:column;gap:0}.sheet nav li{display:block}.sheet nav li a{padding:0 4px;border-radius:0;background:none;white-space:normal}

/* QA gate: TS-016 focusable scroll regions, TS-019 tap targets */
.tablewrap:focus-visible{outline:2px solid var(--primary);outline-offset:2px}
.tp-alts a,.crumbs a,.chip,.chips a,.partner-chips a,a.badge{display:inline-flex;align-items:center;min-height:32px}
@media(max-width:760px){.tp-alts a,.crumbs a{min-height:44px}}
main h3>a,main dd>a{display:inline-block;min-height:24px;padding:2px 0;line-height:20px}
/* TS-026 */
.tip-btn{width:24px;height:24px;font-size:12px;vertical-align:-2px}
.mmt-bar-x{min-width:44px;min-height:44px;display:inline-flex;align-items:center;justify-content:center}

/* ---- Calculators dropdown (shadcn NavigationMenu look) ---- */
header.site .wrap{position:relative}
.nav-dd .dd-link{display:none}
.dd-btn{display:inline-flex;align-items:center;gap:6px;min-height:40px;padding:0 12px;border:0;border-radius:calc(var(--radius) - 4px);background:none;color:var(--text-2);font:500 .92rem var(--font);cursor:pointer}
.dd-btn:hover,.dd-btn[aria-expanded=true]{color:var(--foreground);background:var(--accent)}
.dd-btn svg{transition:transform .2s}.dd-btn[aria-expanded=true] svg{transform:rotate(180deg)}
.dd-panel{position:absolute;top:calc(100% + 6px);z-index:120;width:min(620px,calc(100vw - 32px));padding:10px;border:1px solid var(--border);border-radius:var(--radius);background:var(--bg2);box-shadow:var(--shadow);animation:ui-in .14s ease-out}
.dd-panel[hidden]{display:none}
.dd-grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:4px}
.dd-item{display:flex;gap:10px;align-items:flex-start;min-height:44px;padding:10px;border-radius:calc(var(--radius) - 4px);color:var(--foreground);text-decoration:none}
.dd-item:hover,.dd-item:focus-visible{background:var(--accent)}
.dd-item.is-current{background:rgba(34,227,154,.10);box-shadow:inset 0 0 0 1px rgba(34,227,154,.35)}
.dd-item b{display:block;font-size:.9rem;font-weight:600}.dd-desc{display:block;margin-top:2px;color:var(--muted-foreground);font-size:.8rem;line-height:1.35}
.dd-ico{flex:none;display:grid;place-items:center;width:32px;height:32px;border-radius:8px;border:1px solid var(--border);background:var(--glass);color:var(--primary)}
.dd-all{display:flex;align-items:center;justify-content:flex-end;min-height:40px;margin-top:6px;padding:0 10px;border-top:1px solid var(--border);color:var(--primary);font-weight:600;font-size:.88rem;text-decoration:none}
@media(max-width:760px){.nav-dd .dd-link{display:inline-flex}.nav-dd .dd-btn,.dd-panel{display:none!important}}
.sheet-acc{display:flex;justify-content:space-between;align-items:center;width:100%;min-height:44px;margin-top:14px;padding:0 4px;border:0;border-bottom:1px solid var(--border);background:none;color:var(--foreground);font:600 .95rem var(--font);cursor:pointer}
.sheet-acc[aria-expanded=true] span{transform:rotate(180deg)}.sheet-acc span{transition:transform .2s}
.sheet li a.is-current{color:var(--primary)}
/* Nav alignment: anchors and the Calculators button share one box model at every width */
header.site nav ul{align-items:center}
header.site nav li{line-height:0}
header.site nav li>a,header.site nav li>.dd-btn{display:inline-flex;align-items:center;gap:6px;box-sizing:border-box;min-height:40px;margin:0;padding:0 12px;border:0;border-radius:8px;font:500 .92rem/1.2 var(--font);color:var(--text-2);background:none;vertical-align:middle;white-space:nowrap}
header.site nav li>a:hover,header.site nav li>.dd-btn:hover,header.site nav li>.dd-btn[aria-expanded=true]{color:var(--text);background:var(--glass)}
@media(max-width:820px){header.site nav li>a,header.site nav li>.dd-btn{padding:0 8px;font-size:.85rem}}
@media(max-width:760px){header.site nav li>a{min-height:44px;min-width:44px}}
/* video pages */
.yt-facade{position:relative;aspect-ratio:16/9;max-width:860px;margin:0 0 var(--s3,24px);border-radius:12px;overflow:hidden;background:#000;border:1px solid var(--line)}
.yt-facade img{width:100%;height:100%;object-fit:cover;opacity:.75;display:block}
.yt-facade button{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%)}
.yt-facade iframe{width:100%;height:100%;border:0;display:block}
.v-calc-box{max-width:860px}

/* nav-discovery */
.dd-panel.dd-narrow{width:min(340px,calc(100vw - 32px))}.dd-narrow .dd-grid{grid-template-columns:1fr}
header.site nav li>a.nav-quiz{color:var(--primary);box-shadow:inset 0 0 0 1px rgba(34,227,154,.45)}
header.site nav li>a.nav-quiz:hover,header.site nav li>a.nav-quiz[aria-current]{background:rgba(34,227,154,.10);color:var(--primary)}
.sheet li a.nav-quiz{color:var(--primary);font-weight:600}
.quiz-cta{margin-top:var(--s3,24px)}.quiz-card{display:flex;gap:20px;align-items:center;justify-content:space-between;padding:20px 24px;border:1px solid var(--border);border-radius:var(--radius);background:var(--bg2)}
.quiz-card h2{margin:0 0 4px;font-size:1.15rem}.quiz-card p{margin:0;color:var(--muted-foreground)}.quiz-card .btn{flex:none}
@media(max-width:640px){.quiz-card{flex-direction:column;align-items:stretch;text-align:left}}
.cat-links{margin:-8px 0 20px;color:var(--muted-foreground)}.cat-links a{display:inline-flex;align-items:center;min-height:44px}
.related h2{font-size:1.1rem;margin:0 0 10px}.rel-row{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.rel-row a{display:inline-flex;align-items:center;gap:6px;min-height:44px;padding:0 14px;border:1px solid var(--border);border-radius:999px;color:var(--foreground);text-decoration:none;font-size:.9rem}
.rel-row a{text-decoration:none!important}
.rel-row a:hover,.rel-row a:focus-visible{border-color:var(--primary);color:var(--primary)}
.dd-sub{list-style:none;margin:-4px 0 4px 52px;padding:0;display:flex;gap:6px}
.dd-sub a{display:inline-flex;align-items:center;min-height:40px;padding:0 12px;border:1px solid var(--border);border-radius:999px;color:var(--text-2);font-size:.82rem;text-decoration:none}
.dd-sub a:hover,.dd-sub a:focus-visible,.dd-sub a.is-current{color:var(--primary);border-color:rgba(34,227,154,.45)}
.sheet li.sheet-sub-item a{padding-left:20px;color:var(--text-2);font-size:.92rem}